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Financial Advice
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Do I need insurance cover?

“Do I really need this insurance?” It’s probably a question you’ve asked at some point when deciding whether to part with your money. But maybe

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Financial Advice
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What is financial planning?

If you could achieve your financial goals by simply putting money away in the bank, you wouldn’t need a financial plan. Unfortunately, life is a

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Investment
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How to invest ethically

Ethical investing involves using your ethical principles to filter and guide your investment decisions. The practice has been around for more than 30 years in

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Financial Advice
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End of financial year 2020-21: Tax tips and tax return checklist

To help you complete your tax return, especially if you’ve been working from home, this checklist outlines income and expenses you need to disclose to the Australian Taxation Office (ATO) when lodging your return. We’ve also provided an overview of the types of tax offsets and deductions you may be entitled to claim plus other handy tax tips.

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Financial Advice
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End of financial year 2020-21: Super strategies

If you’re keen on taking advantage of potential tax benefits available inside super, or are looking at ways to rebuild your retirement savings (for instance, you may have made a withdrawal as part of the early release of super scheme), the lead up to 30 June could be a good time to act.

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Retirement Planning
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Rethinking retirement

If you were working towards a retirement date and Coronavirus has meant a change of plans, it can be hard to move the goal posts.

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Financial Advice
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Why you need a Will

It’s no wonder people tend to avoid making a Will. We can find it hard to face the fact that death is part of our

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Financial Advice
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Putting your own needs first

It’s a win-win idea. A parent sells their home to move in with their adult child’s family, providing cash for the deposit or renovations and

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Financial Advice
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How to Live Frugally

For some people, the word frugal conjures up images of deprivation and penny-pinching. But being frugal isn’t about being tight-fisted. Instead, it’s about prioritising your

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Superannuation
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Grow your super this year

There are a number of ways you can contribute more to your super, to take advantage of time and the magic of compound interest. These

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Financial Advice
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Opening up about money

Funny thing, money. On the one hand it can get us excited or give us a real sense of achievement (think reaching a savings goal).

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Financial Advice
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How to budget for a baby

With a little bit of planning you should be able to successfully avoid having the joy of starting a family compromised by the financial burden

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Financial Advice
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Can money buy happiness?

Is money the key to happiness? Numerous research reports and studies agree having more money can lead to improved wellbeing, but only up to a

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Financial Advice
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Buck the spending trends

According to recent research from Mortgage Choice and Core Data, 35% of Australians give in to the temptation to spend money to keep up appearances.

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Financial Advice
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How to get out of debt

In Australia, we’re pretty big on borrowing money. According to figures published by Finder, Australia takes the number four spot in the top five countries

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Retirement Planning
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9 Tips for a Successful Retirement

Despite the obvious benefits, only 44% of Australians over age 40 feel prepared for retirement. That’s why we’ve pulled together a nine-point retirement planning checklist

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Retirement Planning
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How to retire early

Whether you choose or need early retirement, having a plan can give your money the best chance of lasting the distance. Whether lifestyle preferences or

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Financial Advice
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Spark joy with your finances

If you’ve recently been folding, sorting and questioning the things that you own, you too have discovered the joy of a minimalist lifestyle. It’s no

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Personal Insurance
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5:2 Savings Plan

Most of us have heard of the 5:2 food fast. By feasting for five days and fasting for two, the lifestyle-based diet provides an alternative

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Investment
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Macro Investment Outlook

2017 was a great year for well diversified investors – returns were solid (balanced super funds returned around 10%) and volatility was low. So optimism

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Retirement Planning
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Would you like to retire by 40?

Many younger Australians are joining the Financial Independence, Retire Early (FIRE) movement. Is it right for you? When you’re starting out in the workforce and

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Financial Advice
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Less plastic, more savings

Wherever you live and wherever you shop, chances are you’ve become aware of the perils of single-use plastics. And there’s no doubt that getting free,

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Investment
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Economic update Q4 2018

What’s in this issue: Economic update. Getting personal insurance right. Over 65 but not yet ready to retire? Make sure your super goes to your loved ones. Investing in ETFs.

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Retirement Planning
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Transition to retirement

Gone are the days when we were in the workforce one day and retired the next. Explore the range of options available to ease your

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Loans
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The many risks of gearing

If you are you borrowing money to invest, or considering it, it’s important to ensure you aware of the many risks involved. Gearing, or borrowing

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